2026 Paul S. Calem: Economics and Finance Researcher – H-Index, Publications & Awards

Discipline name	D-Index	World Ranking	Current World Ranking	National Ranking	Current National Ranking	Publications	Citations
Economics and Finance	36	2810	2546	1562	1374	138	5591

Overview

Paul S. Calem is affiliated with the Federal Reserve Bank of Philadelphia in the United States. Their research primarily lies within the fields of Economics, Econometrics, and Finance, with a total of 14 publications in these areas. The subfields covered include Economics and Econometrics, Finance, and Accounting.

Their work addresses several key topics, notably:

Housing Market and Economics
Banking stability, regulation, efficiency
Financial Literacy, Pension, Retirement Analysis
Housing, Finance, and Neoliberalism
Taxation and Compliance Studies
Islamic Finance and Banking Studies
Microfinance and Financial Inclusion

Paul S. Calem has published research in a range of venues, with frequent contributions to:

SSRN Electronic Journal
Real Estate Economics
Journal of Real Estate Research
Discussion paper series
The Journal of Credit Risk

Best Publications

Consumer Behavior and the Stickiness of Credit-Card Interest Rates

Paul S Calem;Loretta J Mester

565
Citations
The Impact of Capital-Based Regulation on Bank Risk-Taking☆

Paul Calem;Rafael Rob

503
Citations
The Neighborhood Distribution of Subprime Mortgage Lending

Paul S. Calem;Kevin Gillen;Susan Wachter

320
Citations
Credit Risk, Credit Scoring, and the Performance of Home Mortgages

Robert B. Avery;Raphael W. Bostic;Paul S. Calem;Glenn B. Canner

288
Citations
Risk-based capital requirements for mortgage loans

Paul S. Calem;Michael LaCour-Little;Michael LaCour-Little

252
Citations
Switching costs and adverse selection in the market for credit cards: new evidence

Paul S. Calem;Michael B. Gordy;Loretta J. Mester

208
Citations
The Concentration / Conduct Relationship in Bank Deposit Markets

Paul S. Calem;Gerald A. Carlino

206
Citations
Does Credit Quality Matter for Homeownership

Irina Barakova;Raphael Bostic;Paul Calem;Susan Wachter

198
Citations
An Overview of Consumer Data and Credit Reporting

Robert B. Avery;Paul S. Calem;Glenn B. Canner

193
Citations
Does credit quality matter for homeownership

Irina Barakova;Raphael W Bostic;Paul S Calem;Susan M Wachter

182
Citations
Switching costs and adverse selection in the market for credit cards: New evidence

Paul S. Calem;Michael B. Gordy;Loretta J. Mester

178
Citations
Neighborhood patterns of subprime lending: Evidence from disparate cities

Paul S. Calem;Jonathan E. Hershaff;Susan M. Wachter

171
Citations
Consumer credit scoring: do situational circumstances matter?

Robert B Avery;Paul S Calem;Glenn B Canner

169
Citations
Subprime Mortgages and the Housing Bubble

Jan K. Brueckner;Paul S. Calem;Leonard I. Nakamura

164
Citations
Changes in the Distribution of Banking Offices

Robert B. Avery;Raphael W. Bostic;Paul S. Calem

129
Citations
Borrowing Constraints and Homeownership

Arthur Acolin;Jesse Bricker;Paul S Calem;Susan M Wachter

122
Citations
Credit Scoring: Statistical Issues and Evidence from Credit-Bureau Files

Robert B. Avery;Raphael W. Bostic;Paul S. Calem;Glenn B. Canner

116
Citations
Branch banking and the geography of bank pricing

Paul S. Calem;Leonard I. Nakamura

115
Citations
Consolidation and bank branching patterns

Robert B. Avery;Raphael W. Bostic;Paul S. Calem;Glenn B. Canner

110
Citations
Prudential policies and their impact on credit in the United States

Paul Calem;Ricardo Correa;Seung Jung Lee

97
Citations
Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act

Robert B. Avery;Raphael W. Bostic;Paul S. Calem;Glenn B. Canner

87
Citations
Consumer Behavior and the Stickiness of Credit Card Interest Rates

Paul S. Calem;Loretta J. Mester

34
Citations
The Impact of Capital-Based Regulation on Bank Risk-Taking: A Dynamic Model

Paul S. Calem;Rafael Rob

14
Citations

Frequent Co-Authors

Susan M. Wachter University of Pennsylvania

Loretta J. Mester Federal Reserve Bank of Cleveland

Robert B. Avery Federal Reserve System

Glenn B. Canner Federal Reserve System

Jan K. Brueckner University of California, Irvine

Gerald A. Carlino Federal Reserve Bank of Philadelphia

External Links

Personal website of Paul S. Calem

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