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Economics and Finance
USA
2026

D-Index & Metrics

Economics and Finance

D-Index
132
Citations
116512
World Ranking
21
National Ranking
16

Research.com Recognitions

  • 2026 - Research.com Economics and Finance in United States Leader Award
  • 2025 - Research.com Economics and Finance in United States Leader Award
  • 2024 - Research.com Economics and Finance in United States Leader Award
  • 2022 - Research.com Economics and Finance in United States Leader Award
  • Fellow of the Financial Institutions Center (FIC)
  • Fellow of the Financial Institutions Center (FIC)
  • Fellow of the Financial Institutions Center (FIC)

Overview

Allen N. Berger is affiliated with the University of South Carolina in the United States. The primary areas of research encompass economics, econometrics, and finance, with significant contributions also in business, management, and accounting. Their academic work spans several specialized subfields including finance, economics and econometrics, accounting, strategy and management, and management information systems.

The research topics covered demonstrate a focus on banking stability, regulation, and efficiency, alongside corporate finance and governance. Other main areas include Islamic finance and banking studies, global financial crisis and policies, insurance and financial risk management, credit risk and financial regulations, and housing market economics.

Allen N. Berger has published extensively, with frequent contributions to several venues:

  • SSRN Electronic Journal
  • Journal of Banking & Finance
  • Working paper
  • Journal of Financial Intermediation
  • Journal of money credit and banking

Notable recent papers include:

  • Economic policy uncertainty and bank liquidity hoarding, 2020, Journal of Financial Intermediation
  • Banking research in the time of COVID-19, 2021, Journal of Financial Stability
  • The Effects of Cultural Values on Bank Failures around the World, 2020, Journal of Financial and Quantitative Analysis
  • What is Fueling FinTech Lending? The Role of Banking Market Structure, 2020, SSRN Electronic Journal
  • Operational Risk is More Systemic than You Think: Evidence from U.S. Bank Holding Companies, 2022, Journal of Banking & Finance

The scientist has collaborated with several frequent co-authors, including:

  • Raluca A. Roman
  • Mustafa U. Karakaplan
  • Omrane Guedhami
  • Xinming Li
  • Christa H. S. Bouwman

Beyond journal publications, Allen N. Berger has also contributed to book publications, with one notable work published by World Bank, Washington, DC eBooks titled Banking Research in the Time of COVID-19 in 2021.

Their scholarly recognition includes being named a Fellow of the Financial Institutions Center (FIC), reflecting engagement with professional academic communities related to financial institutions.

Best Publications

  • Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?

    Allen N. Berger;Allen N. Berger;Loretta J. Mester;Loretta J. Mester

  • Efficiency of financial institutions: International survey and directions for future research

    Allen N. Berger;Allen N. Berger;David B. Humphrey

  • The economics of small business finance: The roles of private equity and debt markets in the financial growth cycle

    Allen N. Berger;Allen N. Berger;Gregory F. Udell

  • Relationship Lending and Lines of Credit in Small Firm Finance

    Allen N. Berger;Gregory F. Udell

  • Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions?

    Allen N. Berger;Allen N. Berger;Loretta J. Mester;Loretta J. Mester

  • Problem Loans and Cost Efficiency in Commercial Banks

    Allen N. Berger;Allen N. Berger;Robert DeYoung

  • Does function follow organizational form? Evidence from the lending practices of large and small banks

    Allen N. Berger;Nathan H. Miller;Mitchell A. Petersen;Raghuram G. Rajan

  • A more complete conceptual framework for SME finance

    Allen N. Berger;Allen N. Berger;Gregory F. Udell

  • Capital structure and firm performance: a new approach to testing agency theory and an application to the banking industry

    Allen Berger;Emilia Bonaccorsi di Patti

  • The role of capital in financial institutions

    Allen N. Berger;Allen N. Berger;Richard J. Herring;Giorgio P. Szegö

  • The ability of banks to lend to informationally opaque small businesses

    Allen N. Berger;Leora F. Klapper;Gregory F. Udell

  • The consolidation of the financial services industry: Causes, consequences, and implications for the future

    Allen N Berger;Allen N Berger;Rebecca S Demsetz;Philip E Strahan

  • Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure

    Allen N. Berger;Gregory F. Udell

  • The Profit-Structure Relationship in Banking--Tests of Market-Power and Efficient-Structure Hypotheses

    Allen N. Berger

  • The Relationship between Capital and Earnings in Banking.

    Allen n. Berger;Allen n. Berger

  • The efficiency of financial institutions: A review and preview of research past, present and future

    Allen N. Berger;William C. Hunter;Stephen G. Timme

  • Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance

    Allen N. Berger;Allen N. Berger;Robert DeYoung;Hesna Genay;Gregory F. Udell

  • Collateral, loan quality and bank risk☆

    Allen N. Berger;Gregory F. Udell

  • Bank Liquidity Creation

    Allen N. Berger;Christa H. S. Bouwman

  • The dominance of inefficiencies over scale and product mix economies in banking

    Allen N. Berger;David B. Humphrey

  • The Role of Capital in Financial Institutions

    Allen N. Berger;Allen N. Berger;Richard J. Herring;Giorgio P. Szegö

  • Bank ownership and efficiency in China: What will happen in the world’s largest nation? ☆

    Allen N. Berger;Allen N. Berger;Iftekhar Hasan;Iftekhar Hasan;Mingming Zhou

  • Globalization of financial institutions: evidence from cross-border banking performance

    Allen N. Berger;Allen N. Berger;Robert DeYoung;Hesna Genay;Gregory F. Udell

  • Does Function Follow Organizational Form

    Allen N. Berger;Nathan H. Miller;Abhijit Banerjee;Michael Kremer

Frequent Co-Authors

Gregory F. Udell
Gregory F. Udell Indiana University
David B. Humphrey
David B. Humphrey Florida State University
Loretta J. Mester
Loretta J. Mester Federal Reserve Bank of Cleveland
Leora Klapper
Leora Klapper World Bank
Iftekhar Hasan
Iftekhar Hasan Fordham University
Robert DeYoung
Robert DeYoung University of Kansas
W. Scott Frame
W. Scott Frame Federal Reserve Bank of Dallas
Omrane Guedhami
Omrane Guedhami University of South Carolina
Lawrence J. White
Lawrence J. White New York University
Sadok El Ghoul
Sadok El Ghoul University of Alberta

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