News OCT 8, 2026

He Refinanced His Federal Loans To Save 2%. It Cost Him $40,000 In Forgiveness

by Imed Bouchrika, PhD
He Refinanced His Federal Loans To Save 2%. It Cost Him $40,000 In Forgiveness
Todd Berman refinanced a $169,684.40 federal balance into a private loan on November 6, 2018, then learned on November 1, 2019, that FedLoan now considered his former employer eligible for Public Service Loan Forgiveness. The Middle District of North Carolina’s March 14, 2022 opinion, which treated his account as allegations...
Gen Z Could Wave Goodbye To Résumés. Most Companies Have Switched To Skills-Based Hiring
News OCT 8, 2026

Gen Z Could Wave Goodbye To Résumés. Most Companies Have Switched To Skills-Based Hiring

by Imed Bouchrika, PhD

TestGorilla’s State of Skills-Based Hiring 2025 surveyed 1,084 people involved in hiring in the US and UK in April 2025, and 85% said they used skills-based hiring. Yet 67% of the same respondents still used résumés....

Borrowers Over 50 Now Hold A Fifth Of All Student Debt. What Happens To It At Retirement
News OCT 7, 2026

Borrowers Over 50 Now Hold A Fifth Of All Student Debt. What Happens To It At Retirement

by Imed Bouchrika, PhD

Borrowers age 50 and older hold more than a fifth of US student debt. A Federal Reserve Bank of New York analysis of mid-2022 federal balances put their share at 22 percent, while the AARP Policy Book reported approximately 25 percent in the second quarter of 2024, or $391 billion....

Pharmacists Earn $136,000 But Rank Last For Job Satisfaction Among Six-Figure Careers
News OCT 7, 2026

Pharmacists Earn $136,000 But Rank Last For Job Satisfaction Among Six-Figure Careers

by Imed Bouchrika, PhD

The $136,030 salary in the title is the U.S. Bureau of Labor Statistics’ May 2023 median for pharmacists, while Career.io’s 2024 employer-review analysis rated the occupation 2.97 out of 5 and placed it last among the “high-paid” jobs examined....

Your Student Loan Servicer Changed. What You Need To Check Before The Next Payment
News OCT 6, 2026

Your Student Loan Servicer Changed. What You Need To Check Before The Next Payment

by Imed Bouchrika, PhD

Up to 30 business days, or six weeks, can pass before a complete payment history appears at a new servicer, Federal Student Aid’s transfer guidance says. By contrast, the agency’s July 2026 payment guidance says a federal loan servicer must send the billing statement at least 21 days before the...

News OCT 6, 2026

The Four-Day Week Trials Are Over. Here Is What Every One Of Them Found

by Imed Bouchrika, PhD
The Four-Day Week Trials Are Over. Here Is What Every One Of Them Found
The Nature Human Behaviour study, published online on July 21, 2025, analyzed pre-trial and post-trial data from 2,896 employees at 141 organizations in Australia, Canada, Ireland, New Zealand, the United Kingdom and the United States after a six-month trial that cut the working week to four days with no reduction...
Nurses Qualify For Loan Forgiveness That Wipes Up To 85% Of Their Debt. Here Is Who Gets It
News OCT 5, 2026

Nurses Qualify For Loan Forgiveness That Wipes Up To 85% Of Their Debt. Here Is Who Gets It

by Imed Bouchrika, PhD

Under the Health Resources and Services Administration’s fiscal year 2026 rules, the Nurse Corps Loan Repayment Program can cover 60% of verified qualifying education debt for a two-year service commitment and may add 25% for an optional third year, bringing the gross award to as much as 85%. Full-time registered...

The $80,000 Job Hiring Before The Holidays, With No Degree And No Experience Required
News OCT 5, 2026

The $80,000 Job Hiring Before The Holidays, With No Degree And No Experience Required

by Imed Bouchrika, PhD

Delta Air Lines’ flight-attendant pay table, effective June 1, 2026, produces $82,867.20 in annual flight pay for an attendant who has completed 12 years, based on the airline’s 80-hour monthly schedule. Under the same assumptions, a new hire earns $36,864....

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