2026 Sumit Agarwal: Economics and Finance Researcher – H-Index, Publications & Awards

Discipline name	D-Index	World Ranking	Current World Ranking	National Ranking	Current National Ranking	Publications	Citations
Economics and Finance	66	568	513	3	3	534	19749

Research.com Recognitions

2026 - Research.com Economics and Finance in Singapore Leader Award
2024 - Research.com Economics and Finance in Singapore Leader Award
2023 - Research.com Economics and Finance in Singapore Leader Award
2022 - Research.com Economics and Finance in Singapore Leader Award

Overview

Sumit Agarwal is affiliated with the National University of Singapore. Their research spans primarily the field of Economics, Econometrics and Finance, with a specific focus on subfields including Economics and Econometrics, Accounting, Finance, General Health Professions, and Sociology and Political Science.

The main research topics explored by Agarwal include Housing Market and Economics, Financial Literacy, Pension, Retirement Analysis, Banking stability, regulation, efficiency, Housing, Finance, and Neoliberalism, Microfinance and Financial Inclusion, COVID-19 Pandemic Impacts, and Fiscal Policy and Economic Growth.

Notable recent papers authored or co-authored by Agarwal include:

Discriminant Accuracy of the SOFA Score for Determining the Probable Mortality of Patients With COVID-19 Pneumonia Requiring Mechanical Ventilation (2021) published in JAMA
FinTech, Lending and Payment Innovation: A Review (2020) published in Asia-Pacific Journal of Financial Studies
FinTech and household finance: a review of the empirical literature (2020) published in China Finance Review International
Disguised corruption: Evidence from consumer credit in China (2020) published in Journal of Financial Economics
Impact of temperature on morbidity: New evidence from China (2021) published in Journal of Environmental Economics and Management

Frequent co-authors who have collaborated extensively with Agarwal include Pulak Ghosh, Yu Qin, Tien Foo Sing, Wenlan Qian, and Mingxuan Fan.

Agarwal's work has appeared in several publication venues, with the largest number of publications in the SSRN Electronic Journal. Other frequent publication venues include Management Science, Journal of Financial and Quantitative Analysis, Harvard Dataverse, and The Review of Economics and Statistics.

In addition to journal articles, Agarwal has published multiple books. The majority of these books have been published by World Scientific, including titles such as "Impact of COVID-19 on Asian Economies and Policy Responses" (2020), "Household Financial Management" (2022), "Kiasunomics©2" (2020), "Kiasunomics©3" (2023), and "Household Sustainability" (2024). Other publishers include the World Bank, Washington, DC eBooks, which released "Owe a Bank Millions, the Bank has a Problem: Credit Concentration in Bad Times" (2020), the Federal Reserve Bank of St. Louis with "Kiasunomics 2: Economic Insights For Everyday Life" (2020), and Washington, DC: World Bank eBooks for "The Impact of Atlantic Hurricanes on Business Activity" (2025).

Best Publications

Distance and Private Information in Lending

Sumit Agarwal;Robert Hauswald

1723
Citations
The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation

Sumit Agarwal;John C. Driscoll;Xavier Gabaix;David I. Laibson

848
Citations
Inconsistent Regulators: Evidence from Banking*

Sumit Agarwal;David Lucca;Amit Seru;Francesco Trebbi

811
Citations
The Reaction of Consumer Spending and Debt to Tax Rebates—Evidence From Consumer Credit Data

Sumit Agarwal;Chunlin Liu;Nicholas S. Souleles

647
Citations
Cognitive Abilities and Household Financial Decision Making

Sumit Agarwal;Bhashkar Mazumder

546
Citations
Regulating Consumer Financial Products: Evidence from Credit Cards*

Sumit Agarwal;Souphala Chomsisengphet;Neale Mahoney;Johannes Stroebel

515
Citations
Telecommunications and economic growth: a panel data approach

Anusua Datta;Sumit Agarwal

469
Citations
Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore

Sumit Agarwal;Wenlan Qian

445
Citations
Learning in the Credit Card Market

Sumit Agarwal;John C Driscoll;Xavier Gabaix;David Laibson

436
Citations
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

349
Citations
The Spending and Debt Response to Minimum Wage Hikes

Daniel Aaronson;Sumit Agarwal;Eric French

340
Citations
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Sumit Agarwal;Paige M. Skiba;Jeremy Tobacman

321
Citations
The Role of Securitization in Mortgage Renegotiation

Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

315
Citations
Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

Unknown

295
Citations
Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?

Sumit Agarwal;Paige Marta Skiba;Jeremy Tobacman

284
Citations
Adverse selection in mortgage securitization

Sumit Agarwal;Yan Chang;Abdullah Yavas

283
Citations
The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation

Sumit Agarwal;John C. Driscoll;Xavier Gabaix;David Laibson;David Laibson

267
Citations
The Age of Reason: Financial Decisions Over the Lifecycle

Sumit Agarwal;John C. Driscoll;Xavier Gabaix;David I. Laibson

242
Citations
Financial literacy and financial planning: Evidence from India

Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

219
Citations
Investor demand for IPOs and aftermarket performance: Evidence from the Hong Kong stock market

Sumit Agarwal;Chunlin Liu;S. Ghon Rhee

212
Citations
FinTech, Lending and Payment Innovation: A Review

Sumit Agarwal;Jian Zhang

192
Citations
Financial markets and the financing choice of firms: Evidence from developing countries

Sumit Agarwal;Hamid Mohtadi;Hamid Mohtadi

188
Citations
Predatory lending and the subprime crisis

Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

185
Citations

Frequent Co-Authors

Souphala Chomsisengphet Office of the Comptroller of the Currency

Itzhak Ben-David The Ohio State University

Brent W. Ambrose Pennsylvania State University

David Laibson Harvard University

Amit Seru Stanford University

S. Ghon Rhee University of Hawaii at Manoa

Xavier Gabaix Harvard University

Yongheng Deng University of Wisconsin–Madison

Daniel Aaronson Federal Reserve Bank of Chicago

Bernard Yeung National University of Singapore

External Links

Personal website of Sumit Agarwal

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