World's Best Scientists 2026 revealed!

D-Index & Metrics

Economics and Finance

D-Index
40
Citations
6427
World Ranking
2309
National Ranking
1313

Overview

Souphala Chomsisengphet is affiliated with the Office of the Comptroller of the Currency in the United States. Their research spans key areas in economics, econometrics, finance, business, management, and accounting, with an emphasis on topics related to housing markets, financial literacy, pension and retirement analysis, and consumer behavior.

The scientist's main fields of study include:

  • Economics, Econometrics and Finance
  • Business, Management and Accounting

Their subfields of study further specify their expertise in:

  • Economics and Econometrics
  • Finance
  • Accounting
  • Marketing
  • General Health Professions

Chomsisengphet's work addresses a range of topics, particularly focusing on housing economics and financial issues related to consumer behavior and market dynamics. These topics include:

  • Housing Market and Economics
  • Financial Literacy, Pension, Retirement Analysis
  • Housing, Finance, and Neoliberalism
  • Consumer Retail Behavior Studies
  • Consumer Market Behavior and Pricing
  • Banking stability, regulation, efficiency
  • Global Health Care Issues

The scientist has published several papers in notable venues. Recent publications include:

  • Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinance Program, 2022, The Review of Economic Studies
  • In the mood to consume: Effect of sunshine on credit card spending, 2020, Journal of Banking & Finance
  • Interest Rate Pass-Through and Consumption Response: The Deposit Channel, 2020, The Review of Economics and Statistics
  • Financial Education versus Costly Counseling: How to Dissuade Borrowers from Choosing Risky Mortgages?, 2020, American Economic Journal Economic Policy
  • Refinancing Inequality during the COVID-19 Pandemic, 2021, SSRN Electronic Journal

The scientist frequently collaborates with several coauthors, with the most frequent being:

  • Sumit Agarwal
  • Yıldıray Yıldırım
  • Jian Zhang
  • Gene Amromin
  • Hua Kiefer

Chomsisengphet's publications are often found in venues such as:

  • Harvard Dataverse
  • The Review of Economic Studies
  • Journal of Banking & Finance
  • The Review of Economics and Statistics
  • American Economic Journal Economic Policy

Best Publications

  • Regulating Consumer Financial Products: Evidence from Credit Cards*

    Sumit Agarwal;Souphala Chomsisengphet;Neale Mahoney;Johannes Stroebel

  • What "Triggers" Mortgage Default?

    Ronel Elul;Nicholas S. Souleles;Souphala Chomsisengphet;Dennis C. Glennon

  • The Evolution of the Subprime Mortgage Market

    Souphala Chomsisengphet;Anthony Pennington-Cross

  • Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

    Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

  • The Role of Securitization in Mortgage Renegotiation

    Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

  • Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

    Unknown

  • Financial literacy and financial planning: Evidence from India

    Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

  • Predatory lending and the subprime crisis

    Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

  • Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow

    Sumit Agarwal;Souphala Chomsisengphet;Neale Mahoney;Johannes Stroebel

  • Benefits of relationship banking: Evidence from consumer credit markets

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu;Changcheng Song

  • Consumer bankruptcy and default: The role of individual social capital

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu

  • Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis

    Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Souphala Chomsisengphet

  • Stability of M2 money demand function in industrial countries

    M. Bahmani-Oskooee;S. Chomsisengphet

  • Earnings management behaviors under different economic environments: Evidence from Japanese banks

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu;S. Ghon Rhee

  • The Importance of Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu

  • Subprime Refinancing: Equity Extraction and Mortgage Termination

    Anthony Pennington-Cross;Souphala Chomsisengphet

  • The role of soft information in a dynamic contract setting: Evidence from the home equity credit market

    Sumit Agarwal;Brent W. Ambrose;Souphala Chomsisengphet;Chunlin Liu

  • Do consumers choose the right credit contracts

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu;Nicholas S. Souleles

  • Do Consumers Choose the Right Credit Contracts

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu;Nicholas S. Souleles;Nicholas S. Souleles

  • Thy Neighbor’s Mortgage: Does Living in a Subprime Neighborhood Affect One’s Probability of Default?

    Sumit Agarwal;Brent W. Ambrose;Souphala Chomsisengphet;Anthony B. Sanders

  • Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow

    Sumit Agarwal;Souphala Chomsisengphet;Neale Mahoney;Johannes Stroebel

  • Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program

    Sumit Agarwal;Gene Amromin;Souphala Chomsisengphet;Tim Landvoigt;Tim Landvoigt;Tim Landvoigt

  • Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program

    Sumit Agarwal;Gene Amromin;Itzhak Ben-David;Itzhak Ben-David;Souphala Chomsisengphet

  • Adverse Selection in the Credit Card Market: Evidence from Randomized Trials of Credit Card Solicitations

    Sumit Agarwal;Souphala Chomsisengphet;Chunlin Liu

Frequent Co-Authors

Sumit Agarwal
Sumit Agarwal National University of Singapore
Itzhak Ben-David
Itzhak Ben-David The Ohio State University
Brent W. Ambrose
Brent W. Ambrose Pennsylvania State University
Amit Seru
Amit Seru Stanford University
S. Ghon Rhee
S. Ghon Rhee University of Hawaii at Manoa
Susan M. Wachter
Susan M. Wachter University of Pennsylvania
Stephan Meier
Stephan Meier Columbia University
Mohsen Bahmani-Oskooee
Mohsen Bahmani-Oskooee University of Wisconsin–Milwaukee

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