2026 Online Religious and Christian Studies Bachelor's Degree Programs With No Application Fee

Imed Bouchrika, PhD

by Imed Bouchrika, PhD

Co-Founder and Chief Data Scientist

What Does 'No Application Fee' Really Mean for an Online Religious and Christian Studies Bachelor's Program?

A no-application-fee online religious and Christian studies bachelor’s program allows students to submit an admissions application without paying the usual upfront application charge. In practice, this can mean one of two things: the school never charges an application fee for that program, or the school temporarily waives the fee through a deadline-based promotion, admissions campaign, event code, or advisor-issued waiver.

That distinction matters. A permanent no-fee policy is easier to plan around, while a temporary waiver may require you to apply by a specific date or enter a code correctly. According to data from the National Center for Education Statistics (NCES) and College Scorecard, about 40% of accredited institutions charging an application fee for these online programs, while 60% either do not require one or frequently waive it for applicants.

Examples of accredited institutions with clearly stated no-application-fee policies include Liberty University's online Christian Studies bachelor's program, Southern New Hampshire University's religious studies track, and Azusa Pacific University's online Christian ministry degrees. Applicants should still confirm the current fee policy on the official admissions page or with an admissions counselor before submitting materials, because waiver policies can change by term.

How to read a no-fee policy correctly

  • Permanent no application fee: The school does not charge applicants to apply, regardless of term or timing.
  • Temporary fee waiver: The application fee is waived only during a specific admissions period, with a promotional code, or after attending an admissions event.
  • Conditional waiver: Some schools waive the fee for military students, transfer students, alumni, partner organizations, or applicants who speak with an advisor.
  • Separate enrollment costs: A waived application fee does not remove tuition deposits, transcript fees, technology fees, course materials, or graduation fees unless the school separately waives them.

For cost-conscious adult learners, a no-fee application is useful because it lowers the cost of comparing schools. It is not a substitute for reviewing total tuition, accreditation, transfer credit limits, financial aid eligibility, and program outcomes. Similar affordability comparisons appear in resources such as cheapest BCBA online program guides, where the best value depends on the full cost structure rather than a single fee.

Table of contents

Which Nationally and Regionally Accredited Schools Offer Online Religious and Christian Studies Bachelor's Degrees With No Application Fee?

Several nationally and regionally accredited schools offer online religious and Christian studies bachelor’s degree options with no application fee or commonly available fee waivers. When comparing them, focus first on accreditation type, then tuition, transfer credit, degree focus, and whether the application fee waiver is permanent or term-specific.

Based on data from College Scorecard and NCES College Navigator, the following schools are examples of accredited options to review:

  • Liberty University: Regionally accredited by the Southern Association of Colleges and Schools Commission on Colleges (SACSCOC), Liberty offers a fully online bachelor's degree in religious studies with estimated total tuition around $35,000.
  • Grand Canyon University: Regionally accredited by the Higher Learning Commission (HLC), this university provides an online Christian studies program with tuition approximately $38,000 for the entire degree.
  • Columbia International University: Regionally accredited by SACSCOC, it offers an online Christian studies bachelor's degree with estimated total tuition near $28,000.
  • Benedictine University: Regionally accredited by HLC, Benedictine delivers an online bachelor's degree in Christian studies with total tuition costs around $40,000.
  • Faith Baptist Bible College & Theological Seminary: Nationally accredited by the Association for Biblical Higher Education (ABHE), this college offers an online religious studies program with estimated total tuition of about $24,000.

Regional vs. national accreditation

Regional accreditation from agencies such as SACSCOC or HLC is generally the most widely recognized form of institutional accreditation. It can be important if you plan to transfer credits later, apply to graduate school, work outside a faith-based setting, or pursue roles where employers prefer broadly recognized institutions.

National accreditation, including faith-based accreditation from organizations such as ABHE, can still be legitimate and useful, particularly for students pursuing church leadership, ministry, or vocational religious education. However, credits from nationally accredited schools may not always transfer as easily to regionally accredited institutions. Students should ask each school for a written transfer credit policy before enrolling.

How to compare schools beyond the application fee

  • Confirm accreditation directly: Check the school’s accreditor through official accreditation databases, not only the school’s marketing materials.
  • Ask whether the fee waiver is current: No-application-fee policies can vary by admissions cycle.
  • Compare total tuition: A free application does not guarantee a lower-cost degree.
  • Review degree emphasis: Programs may focus on biblical studies, Christian ministry, theology, religious studies, leadership, or humanities.
  • Evaluate future plans: If you may pursue graduate study, ordination, counseling-related work, or nonprofit leadership, confirm whether the degree meets the expectations for that path.

Application fee waivers reduce upfront costs, but tuition, financial aid, transfer credit, and career outcomes drive long-term affordability. Students considering future graduate study may also compare flexible degree pathways such as a doctorate in leadership when planning broader career goals.

How Much Money Can Students Save by Choosing an Online Religious and Christian Studies Bachelor's Program With No Application Fee?

Students can save the amount they would otherwise spend on application fees, especially if they plan to apply to several programs. According to data from the College Board and the Georgetown Center on Education and the Workforce, typical application fees range between $25 and $75 per school. Applying to eight to ten programs can cost students from $200 to $750 just in fees.

For a student comparing online religious and Christian studies bachelor’s programs, avoiding those fees can make it easier to apply to a wider range of schools. That is especially helpful when the best fit is not obvious at the start. You may need to compare transfer credit awards, financial aid packages, course formats, ministry-related concentrations, and total tuition before making a final decision.

The savings are real, but they should be kept in perspective. Application fees are a small part of the overall price of a bachelor’s degree, which can total tens or hundreds of thousands of dollars. A no-fee application helps at the entry point; the larger financial decision is the total cost after grants, scholarships, transfer credits, employer benefits, and loans are considered.

  • Real upfront savings: Avoiding $200 to $750 in fees can preserve money for transcripts, books, technology, transportation, childcare, or early tuition costs.
  • More room to compare: No-fee applications allow students to apply to more schools without paying each time they want a formal admissions or transfer review.
  • Better access for first-generation and low-income students: Removing application costs can reduce one barrier that discourages students from starting the process.
  • Not a complete affordability measure: A school with no application fee may still have higher tuition, fewer transfer credits accepted, or limited scholarship aid.

A practical approach is to use no-fee applications to gather real numbers. Apply to programs that match your goals, request financial aid information, ask for an official transfer evaluation if applicable, and compare net cost rather than advertised tuition alone.

  • : "“It was reassuring not having to worry about upfront costs just to get started. Being able to explore several program options helped me find the right fit without the pressure of immediate costs.”"

Are Online Religious and Christian Studies Bachelor's Programs That Charge No Application Fee Accredited and Legitimate?

Yes, many online religious and Christian studies bachelor’s programs with no application fee are accredited and legitimate. A waived application fee does not, by itself, signal low quality. Reputable schools often waive fees to reduce barriers for adult learners, transfer students, military-affiliated students, and first-generation applicants.

The key is verification. The Council for Higher Education Accreditation (CHEA) and the U.S. Department of Education list legitimate institutions and recognized accreditors. Before enrolling, students should confirm that the institution is accredited by a recognized accrediting agency and that the school is eligible for the type of financial aid they plan to use.

What to verify before applying

  • Institutional accreditation: Confirm that the college or university is accredited by a recognized agency. This is the baseline standard for legitimacy.
  • Accreditation type: Regional accreditation is broadly recognized across higher education and employers. National accreditation, including faith-based accreditation, may be appropriate for ministry-focused goals but can affect transfer options.
  • Programmatic accreditation when relevant: Depending on the concentration, related bodies like CAEP or CSWE might apply depending on the focus within religious and christian studies.
  • Federal financial aid eligibility: Degree mills and unaccredited schools usually do not qualify for federal financial aid.
  • Credit transfer history: Ask whether credits from the school are commonly accepted by graduate programs or other colleges.
  • Career alignment: For ministry, education, nonprofit, chaplaincy-related, or counseling-adjacent roles, check employer, denominational, and licensing expectations early.

Warning signs of a questionable program

  • The school is not listed in recognized accreditation databases.
  • The program promises an unusually fast bachelor’s degree without a credible transfer or prior learning process.
  • Admissions staff pressure you to enroll immediately before you can review costs.
  • The school avoids clear answers about accreditation, tuition, financial aid, or transfer credits.
  • The website uses vague language about being “licensed,” “approved,” or “recognized” without naming a recognized accreditor.

Students comparing costs in other fields can use similar verification habits when reviewing resources such as construction management degree online cost guides. In any discipline, affordability only matters if the credential is legitimate and useful for the student’s goals.

What Are the Admission Requirements for Online Religious and Christian Studies Bachelor's Programs That Waive the Application Fee?

Online religious and Christian studies bachelor’s programs that waive the application fee usually keep the same admission standards as comparable fee-charging programs. The waiver removes an upfront cost; it does not automatically make admission open, guaranteed, or less rigorous.

Most programs require proof of a high school diploma or GED. GPA expectations typically fall between 2.0 and 3.0, depending on the institution and applicant type. Transfer applicants may be evaluated more heavily on prior college coursework than on high school performance.

Common admission requirements

  • High school diploma or GED: This is the standard baseline requirement for undergraduate admission.
  • Official transcripts: Schools typically require high school transcripts, college transcripts, or both.
  • Minimum GPA: Applicants generally must meet a minimum GPA threshold, often from 2.0 to 3.0.
  • Test scores: Many no-application-fee programs use test-optional policies and do not require SAT or ACT scores.
  • Personal statement or essay: Some programs ask applicants to explain their academic goals, faith background, ministry interests, or career plans.
  • Recommendations: More selective programs may request references from teachers, pastors, employers, or community leaders.
  • Prerequisite knowledge: Prior coursework in humanities, writing, history, philosophy, religious studies, or biblical studies can strengthen an application, although it is usually not mandatory.
  • Flexible start dates: Rolling admissions and multiple annual start dates are common in online programs.

How to prepare a stronger application

If the program asks for an essay, avoid generic statements. Explain why religious and Christian studies fits your academic, professional, or ministry goals. If you are a working adult or transfer student, highlight experience in service, church leadership, education, nonprofit work, writing, counseling-adjacent roles, or community engagement where relevant.

  • : "“Not having to pay the application fee relieved initial stress, but the detailed essay and recommendation requirements made me realize this wasn't a shortcut. The admissions process challenged me to reflect deeply, which prepared me well for my career path.”"

How Does Per-Credit-Hour Tuition at Online Religious and Christian Studies Bachelor's Programs Compare When the Application Fee Is Already Waived?

Once the application fee is waived, the most important cost figure is usually per-credit tuition. Online bachelor’s degree programs in religious and Christian studies that waive application fees offer per-credit tuition costs ranging broadly from around $200 to $550. The national average for online bachelor's degrees across all fields is about $350 per credit, placing many no-fee religious and Christian studies programs near or below this midpoint.

The following examples show why a waived application fee should be treated as only one part of the cost comparison:

  1. Liberty University: $390 per credit, 120 credits, $46,800 total, no application fee
  2. Colorado Christian University: $395 per credit, 120 credits, $47,400 total, no application fee
  3. Grand Canyon University: $470 per credit, 120 credits, $56,400 total, no application fee
  4. Midway University: $250 per credit, 120 credits, $30,000 total, no application fee
  5. Excelsior College: $510 per credit, 120 credits, $61,200 total, no application fee
  6. Regent University: $420 per credit, 120 credits, $50,400 total, no application fee

What tuition comparisons should include

  • Per-credit rate: This is the base price for each credit hour and is the easiest way to compare programs.
  • Total credit requirement: Many bachelor’s programs require 120 credits, but transfer credits can reduce the number you need to complete at the new school.
  • Flat-rate tuition: Several institutions, including Liberty University and Colorado Christian University, implement flat-rate tuition models for online students, charging the same tuition regardless of residency status.
  • Fees beyond tuition: Technology fees, course materials, graduation fees, books, Bible software, and transcript fees can affect the final cost.
  • Financial aid and scholarships: The advertised tuition rate may be much higher than your net price after aid.
  • Transfer credit acceptance: A school with a higher per-credit rate may still cost less if it accepts more of your previous credits.

Application fee impact: Waiving the application fee removes an upfront expense, but it does not always correlate with lower tuition. Some schools combine no-fee applications with competitive per-credit pricing, while others charge higher tuition but use the fee waiver to reduce the initial barrier to applying.

Tuition range: The wide $200-$550 per credit spread reflects differences in institutional type, pricing strategy, residency policy, and student services.

Flat-rate tuition: Flat-rate online pricing can simplify budgeting for adult learners because students do not have to navigate separate in-state and out-of-state tuition categories.

Enrollment trend: In 2023, applications to online Religious and Christian Studies programs increased by 8%, with fee waivers playing a significant role in drawing applicants mindful of upfront costs.

What Financial Aid and Scholarships Are Available for Online Religious and Christian Studies Bachelor's Students at No-Fee Programs?

Students in accredited no-application-fee online religious and Christian studies bachelor’s programs may be eligible for the same major aid categories as other undergraduate students. The application fee policy does not determine aid eligibility; accreditation, enrollment status, citizenship or eligible noncitizen status, financial need, academic progress, and school participation in aid programs are more important.

Federal financial aid

FAFSA eligibility: Students enrolled at any accredited institution qualify for federal financial aid by submitting the Free Application for Federal Student Aid (FAFSA). This includes access to Pell Grants, federal work-study, and subsidized or unsubsidized federal loans, as outlined by Federal Student Aid resources. Early FAFSA submission maximizes the potential aid available.

Scholarships and grants

Discipline-specific scholarships: Religious and Christian studies students may find awards through theological associations, denominational groups, churches, ministry organizations, and faith-based foundations. Applicants should search using terms tied to their intended focus, such as ministry, biblical studies, theology, Christian leadership, missions, ethics, or religious education.

Institutional grants: Many no-application-fee programs provide merit- or need-based grants for eligible students. Some awards are automatic after admission, while others require a separate scholarship application, essay, recommendation, or FAFSA submission.

Employer tuition assistance: Working adults should ask employers about tuition reimbursement or education benefits. Nonprofit organizations, churches, schools, and healthcare or community-service employers may support degrees related to leadership, ethics, education, or service roles.

How to improve your chances of receiving aid

  • Submit the FAFSA early: Some aid is limited and awarded on a first-come basis.
  • Ask each school for a complete aid estimate: Compare net price, not only tuition.
  • Search denominational and community sources: Local churches, regional ministry networks, and faith-based foundations may offer smaller awards that reduce borrowing.
  • Check transfer scholarships: Some schools offer awards specifically for transfer students or adult learners.
  • Confirm renewal rules: Scholarships may require a minimum GPA, full-time enrollment, or continued participation in a program.

Financial aid trend: According to the National Center for Education Statistics, about 60% of undergraduate students receive some form of financial aid, emphasizing the importance of proactive application and research when pursuing an affordable degree in Religious and Christian Studies.

How Long Does It Take to Complete an Online Religious and Christian Studies Bachelor's Degree at a No-Application-Fee School?

An online religious and Christian studies bachelor’s degree typically requires about 120 credit hours. Full-time students who complete 15 credits per semester usually finish in about four years or eight semesters. Students in accelerated formats, including trimester calendars or eight-week modules, may finish in three years or less if they study year-round and maintain a heavier course load.

Part-time students often take longer. Adult learners balancing work, caregiving, ministry, military obligations, or other responsibilities may complete fewer credits per term and extend the timeline to six years or more. A no-application-fee policy does not change the credit requirement, but it can make it easier to apply and receive a degree plan before committing.

Factors that affect completion time

  • Course load: Taking 15 credits per semester supports a four-year pace, while lighter loads extend the timeline.
  • Term structure: Semester, trimester, and eight-week course formats create different pacing options.
  • Asynchronous courses: Many no-application-fee programs offer asynchronous learning, allowing students to complete coursework around work or family schedules.
  • Accelerated options: Some programs allow year-round enrollment, which can shorten the calendar time to graduation.
  • Competency-based education: Some schools emphasize mastery over seat time, enabling self-directed learners to accelerate degree completion by demonstrating knowledge.
  • Transfer credits: Previous college coursework can reduce the number of credits needed at the new school.
  • Prior learning credit: Prior learning assessments, military training evaluated by the American Council on Education (ACE), and credit-by-examination options such as CLEP may shorten the path for eligible students.

Before enrolling, ask the school for a written degree plan showing remaining credits, estimated terms to completion, and total projected cost. If you are comparing related helping-profession pathways, resources on programs such as an online masters in social work can also help you think through long-term academic and career planning.

Can Transfer Students Apply for Online Religious and Christian Studies Bachelor's Degrees With No Application Fee?

Yes. Many online religious and Christian studies bachelor’s programs that waive application fees welcome transfer students and may be especially attractive to applicants who already have college credits. According to data from the National Center for Education Statistics (NCES) and the National Council for State Authorization Reciprocity Agreements (NC-SARA), most of these institutions accept transfer credits, supporting flexible and affordable completion options for students with previous postsecondary experience.

For transfer applicants, the most important step is the credit evaluation. This review determines which previous courses apply to general education requirements, major requirements, electives, or no requirement at all. The result can significantly change the time and cost needed to graduate.

Credits that often transfer well

  • Community college coursework: General education, writing, history, humanities, philosophy, communication, and social science courses often transfer into bachelor’s programs.
  • Prior bachelor’s coursework: Students who started or completed another degree may be able to apply credits toward electives or general education requirements.
  • Military training: Military education evaluated by the American Council on Education (ACE) may qualify for credit.
  • Religious studies coursework: Biblical studies, theology, ministry, ethics, and church history credits may transfer if they match the receiving school’s curriculum and accreditation standards.

Credits that may not transfer

  • Courses from non-accredited schools
  • Credits unrelated to the degree plan
  • Courses with grades below the school’s transfer minimum
  • Older credits in areas where the school applies time limits
  • Vocational or ministry training not evaluated for college credit

Many online religious and Christian studies programs have articulation agreements with community colleges. These agreements specify which courses transfer and can reduce uncertainty for students moving from a two-year school to a four-year degree. Transfer students should request an evaluation early, ideally before paying deposits or registering for classes.

  • Application fee waivers: Transfer-friendly programs often waive application fees, lowering the cost of getting an official review.
  • Transfer credit evaluation: Early assessment clarifies remaining courses, timeline, and tuition.
  • Accepted credit types: Community college, prior bachelor's, and ACE-approved military credits usually transfer; unrelated or non-accredited credits may not.
  • Articulation agreements: Formal agreements can guarantee acceptance of specific courses.
  • Planning advice: Request transfer credit evaluations from multiple schools so you can compare true remaining cost.

Students thinking beyond a bachelor’s degree may also compare affordability patterns in other academic fields, such as cheapest online history master's degree programs, to understand how credit transfer and institutional quality affect long-term education costs.

Are Online Religious and Christian Studies Bachelor's Degrees With No Application Fee Recognized by Employers?

Employers generally recognize online religious and Christian studies bachelor’s degrees when they are earned from accredited institutions. According to Georgetown CEW data and SHRM surveys, accreditation status greatly influences employer trust, outweighing concerns about whether a degree was earned online or on campus.

The delivery format is usually less important than the credibility of the school and the relevance of the graduate’s skills. Employers may look for writing ability, ethical reasoning, leadership, communication, cultural literacy, research skills, nonprofit experience, teaching ability, or ministry preparation, depending on the role.

Where the degree may be useful

  • Church and ministry roles: The degree may support work in pastoral support, youth ministry, missions, discipleship, religious education, or church administration, depending on denominational requirements.
  • Nonprofit and community organizations: Graduates may apply their training in service organizations, advocacy groups, outreach programs, and leadership roles.
  • Education-adjacent roles: Some graduates use the degree in curriculum development, private religious education, or faith-based educational settings.
  • Graduate study: The degree may prepare students for seminary, theology, divinity, counseling-adjacent, education, or leadership graduate programs, subject to each school’s admission rules.

What employers and professional bodies may check

  • Institutional accreditation: Regional accreditation assures academic quality and reliability, which employers often prioritize.
  • Programmatic accreditation: Specialized accreditation like ATS may improve professional credibility in some ministry or theological education contexts, but it is not universally required across all religious and Christian studies careers.
  • Licensure rules: Some careers, especially counseling, teaching, or chaplaincy-related roles, may require additional degrees, supervised experience, certifications, or state-specific credentials.
  • Relevant experience: Internships, volunteer work, ministry experience, writing samples, leadership projects, and community service can strengthen the value of the degree.
  • Resume framing: Graduates should clearly list the school, degree, accreditation, concentration, capstone work, and applied skills.

Degrees from schools lacking accreditation or recognized standing can face employer skepticism regardless of whether the classes were online or in person. Before enrolling, students should confirm that the credential aligns with the specific roles, denominations, graduate schools, or licensing pathways they may pursue.

What Technology Requirements and Online Learning Tools Are Used in No-Fee Online Religious and Christian Studies Bachelor's Programs?

Online religious and Christian studies bachelor’s programs usually require reliable technology for reading, writing, discussion, research, video participation, and exams. A no-application-fee policy does not reduce these requirements, so students should budget for the tools needed to participate fully.

Typical technology requirements

  • Computer: A modern laptop or desktop is usually preferred over a tablet or phone for writing papers, using learning platforms, and completing exams.
  • Internet access: A stable broadband connection is important for streaming lectures, uploading assignments, joining live sessions, and accessing digital libraries.
  • Webcam and microphone: These may be required for live classes, presentations, advising, group projects, or proctored exams.
  • Updated software: Students may need current browsers, word processing software, PDF tools, antivirus protection, and video conferencing applications.

Common online learning tools

  • Learning management systems: Canvas, Blackboard, and D2L are commonly used for assignments, grades, course materials, instructor messages, quizzes, and discussions.
  • Video platforms: Programs may use video conferencing tools for live lectures, office hours, group discussion, or presentations.
  • Digital libraries: Students often access theological journals, e-books, academic databases, and research guides through the university library.
  • Bible and theology software: Some programs may require Bible study applications, theological databases, language tools, or citation resources. Some schools include licenses with tuition, while others expect students to pay separately.
  • Proctoring systems: Certain courses may use identity verification or online proctoring for exams.

Costs to ask about before enrolling

  • Technology fees
  • Required Bible software or database subscriptions
  • Books and digital course materials
  • Exam proctoring fees
  • Hardware upgrades
  • High-speed internet costs

Students should also ask what technical support is available. Strong online programs usually provide help with login issues, learning platform navigation, software setup, library access, and troubleshooting so technology problems do not interrupt academic progress.

What Graduates Say About Their Online Religious and Christian Studies Bachelor's Degree Programs With No Application Fee

  • : "Choosing an online religious and Christian studies bachelor's degree with no application fee made the decision easier for me. The cost savings helped me keep debt lower and focus on learning instead of worrying about upfront expenses. The program opened doors in my career and helped me transition into faith-based counseling within my community. — Jase"
  • : "Pursuing the online religious and Christian studies degree was a reflective journey, and the lack of an application fee removed pressure at the beginning. The affordability of the program allowed me to invest in my education without sacrificing quality or time. I now hold a leadership role in a nonprofit organization, where my studies provide daily guidance. — Kyro"
  • : "As a professional shifting careers, I appreciated how the no-application-fee policy and accessible tuition made the religious and Christian studies bachelor's program feasible alongside my work schedule. The flexibility and financial approach reinforced my commitment to finishing strong. Since graduating, I've been able to design educational curriculum that integrates faith and ethics, which has been incredibly rewarding. — Aaron"

Other Things You Should Know About Religious and Christian Studies Degrees

How do no-application-fee online religious and Christian studies programs support student success and retention?

Removing the application fee lowers financial barriers for prospective students, which can encourage more candidates to apply and enroll. Many programs that waive this fee also offer robust advising, tutoring, and community engagement opportunities specifically tailored to religious and Christian studies students. These support services help maintain retention by fostering academic success and personal growth within the program's faith-based framework.

What career outcomes can graduates expect from an online religious and Christian studies bachelor's degree?

Graduates often pursue careers in ministry, counseling, education, or nonprofit leadership affiliated with faith communities. Others find opportunities in social services, chaplaincy, or nonprofit administration where knowledge of theology and ethics is valuable. The degree also provides a foundation for advanced theological education or roles in writing, public speaking, and community outreach within religious organizations.

How should students compare multiple online religious and Christian studies bachelor's programs that all waive the application fee?

Beyond the application fee waiver, students should evaluate program accreditation, faculty expertise in religious and Christian studies, and curriculum depth. It is important to consider credit transfer policies, availability of financial aid, and flexibility in course scheduling. Comparing career support services and connections to local faith communities can also help determine which program best aligns with personal and professional goals.

What should students consider when choosing an online religious and Christian studies bachelor's program with no application fee in 2026?

Students should consider accreditation, curriculum strength, faculty expertise, and alumni success when selecting a program. Additionally, they should evaluate the flexibility of course delivery, technological support provided, and any potential hidden costs associated with taking online classes.

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