2027 Best Online Two-Year Degrees for Students With Some College Credit

Imed Bouchrika, PhD

by Imed Bouchrika, PhD

Co-Founder and Chief Data Scientist

Top 10 Best Online Two-Year Degrees for Students With Some College Credit

Business Programs

An online associate in business administration or accounting can suit students whose previous general education courses cover part of the degree. An AA or AS often supports transfer into a business bachelor's program; an AAS may emphasize bookkeeping, payroll, or office operations. Compare the remaining accounting and business courses, not just the number of credits accepted. If your goal is accounting licensure or management, expect additional education and experience. Ask whether prior coursework meets the destination bachelor's program's requirements before choosing a transfer-focused path.

Healthcare Programs

Health information management and medical coding are worth examining if you have prior anatomy, terminology, or general education credits and want work that does not necessarily involve bedside care. An AAS may emphasize employment skills, while an AS may offer a clearer transfer route. Check whether coding courses prepare you for a specific certification exam; the degree itself does not award certification. Also confirm practicum requirements and whether science credits have age limits. Online lectures do not always mean every program requirement can be completed remotely.

Information Technology Programs

Online IT, cybersecurity, and computer science associate degrees can apply earlier math or general education credits, but technical courses often form a sequence you must still complete. Choose a transfer-oriented AS if a computing bachelor's degree is your goal; consider an AAS if you want hands-on support, networking, or systems coursework sooner.

Compare lab software, equipment costs, and whether classes require live attendance. Employers may also value demonstrated projects, experience, or industry certifications. An associate degree alone rarely qualifies someone for advanced cybersecurity roles.

Nursing / Pre-Nursing Programs

Prior English, anatomy, or other prerequisite credits may shorten preparation, but they do not eliminate nursing course sequences or clinical hours. An online pre-nursing AS can prepare students to apply to a nursing program; it does not qualify them to become registered nurses. An associate degree in nursing may offer online theory, but supervised clinical work is in person.

Admission is commonly selective, and schools may limit the age or grade of science credits. Verify program approval, clinical placement, and licensing eligibility in the state where you intend to practice.

Criminal Justice Programs

Criminal justice AA and AS programs can be useful transfer routes for students with existing general education credits. Career-oriented AAS programs may focus more on procedures, report writing, or public safety administration.

Match the curriculum to the job you want: a criminal justice degree does not replace police academy training, background checks, or agency hiring requirements. Before enrolling, ask whether your previous courses satisfy major requirements and whether the degree has a documented transfer agreement if you expect to pursue a bachelor's degree.

Psychology / Counseling Programs

An online psychology AA or AS is primarily a foundation for further study, making it a potential fit when your previous credits include transferable general education courses. Review the destination university's psychology prerequisites so accepted credits count toward the intended bachelor's degree.

Counseling and psychologist roles generally require education beyond an associate degree and, for licensed practice, additional supervised experience and examinations. Choose this route for a planned education pathway, not on the assumption that a two-year credential alone permits independent counseling practice.

What Are the Best Online Two-Year Degrees for Students With Existing College Credits?

The best option depends on where your existing credits fit and what you want to do next. Business and IT offer both transfer-oriented and career-focused choices. Health information can be a more direct occupational path, while psychology and pre-nursing usually make the most sense as steps toward further education. These are degree-field recommendations, not a ranking of particular colleges.

This comparison highlights the principal trade-off for students who have already completed coursework: whether their credits advance a transfer plan or reduce the work left in a career-focused program.

Degree fieldStrongest fitCredit or delivery issue to verify
BusinessTransfer or entry-level office and accounting workWhether prior business courses meet major requirements
Health informationHealthcare administrative or coding preparationScience-credit age limits and practicum requirements
ITTechnical skills or a computing transfer pathwayCourse sequences, labs, and equipment needs
Nursing or pre-nursingPreparation for a selective nursing pathwayClinical attendance, prerequisites, and state eligibility
Criminal justicePublic-safety study or bachelor's transferDestination-school requirements and agency hiring rules
PsychologyTransfer toward advanced studyWhether courses satisfy the intended bachelor's major

If you already have substantial transferable credit and ultimately need a bachelor's degree, compare the associate-to-bachelor's route with direct entry into an accelerated bachelor's degree. The better route is the one that applies more of your credits to the final credential at an acceptable total cost - not simply the one with the faster-sounding name.

How Can Students Transfer Existing College Credits Into an Online Associate Degree?

Transfer begins with an official evaluation, not a verbal estimate. A college may accept a course as elective credit without applying it to general education, a prerequisite, or the major. Ask for a program-specific degree audit before committing, especially if a short completion timeline is part of the appeal.

Use this sequence to find out how much of your previous work will actually reduce the degree you have left to complete:

  1. Send official transcripts from every previous college and request an evaluation against the exact associate degree you intend to earn.
  2. Ask how many credits are accepted, which requirements each satisfies, and which courses remain in sequence.
  3. Confirm the minimum grade, course-age limits, transfer-credit cap, and number of credits you must earn at the new institution.
  4. Ask whether military education, examinations, industry credentials, or documented prior learning qualify for separately evaluated credit.
  5. Get a written remaining-course plan showing likely terms, online availability, and the estimated cost of courses still needed.

Prior experience does not automatically become college credit. Schools set their own assessment and residency rules. If you plan to transfer again for a bachelor's degree, also check whether the destination university will apply these courses - and any prior-learning credit - to its degree requirements.

How Much Do Online Two-Year Degree Programs Cost and How Long Do They Take?

An associate degree commonly requires about 60 semester credits, but completion time is determined by the requirements left after evaluation. Someone with accepted general education credits may still need several terms of sequenced major courses. Part-time study, limited course availability, prerequisites, and clinical placements can extend the timeline. Ask schools for an estimate based on your own audit rather than a completion claim based on another student's starting credits.

Published tuition is a useful starting point, not a total-program quote. This national benchmark provides context while you compare your personalized estimates. $4,050 is the average published tuition and fees for in-district students at public two-year colleges in 2024-25, according to the College Board.

Your bill may differ because of residency classification, online or technology fees, books, equipment, proctored exams, and required travel. Subtract only aid you are eligible to receive when comparing net cost. Check whether the institution and your enrollment qualify for federal financial aid, and ask about scholarships, employer tuition assistance, or payment plans.

Short terms can help with scheduling, but 6-week college courses online are individual classes - not evidence that an entire associate degree takes six weeks. Check how many required courses run each term and whether you can reasonably manage the pace.

Which Online Associate Degree Programs Are Accredited and Reputable?

A reputable online associate program should come from an institution accredited by an agency recognized by the U.S. Department of Education or the Council for Higher Education Accreditation. Confirm the school's current status in the accreditor's directory rather than relying only on a marketing page. Institutional accreditation matters for quality assurance and financial aid eligibility, although it does not guarantee that another college will accept every credit.

Some career paths require a second check. Nursing applicants should confirm state board approval and applicable nursing-program accreditation and licensing eligibility. Health information students should check whether a program's specific accreditation or curriculum meets the requirements of any certification they plan to pursue. Also examine graduation requirements, published fees, student support, and whether required labs or clinical experiences can be completed where you live. A "fully online" label is a red flag if essential in-person obligations are difficult to find.

What Do Online Two-Year Degree Programs Include in Their Coursework?

Most associate degrees combine general education - such as writing, mathematics, and social science - with courses in the major. An AA or AS often emphasizes coursework intended to transfer, while an AAS often devotes more credits to occupational skills. These are common patterns, not guarantees: inspect the actual degree map and any articulation agreement.

Your prior credits may cover general education while leaving the entire major sequence. Business programs may require accounting; IT may include programming and networking labs; health information may include coding; and nursing includes supervised clinical learning. Some courses have prerequisites, scheduled online meetings, proctored assessments, internships, or local placements.

Ask which requirements are asynchronous and which require a fixed time or location. If the associate degree is mainly a stepping stone, compare its course map with the requirements of potential bachelor's programs rather than assuming a broad label such as easy bachelor degrees predicts how your credits will apply.

What Admission Requirements Apply to Online Associate Degree Programs?

General admission to an online associate program typically involves an application and proof of high school completion or an accepted equivalent; applicants with prior college work should expect to submit official transcripts. Schools may use placement measures or previous coursework to determine where students start. Policies on minimum grades and satisfactory academic standing vary.

Admission to the college is not always admission to the major. Nursing and some allied-health programs may have separate prerequisites, science-grade standards, application deadlines, background checks, and capacity limits. Ask admissions and the department for both sets of requirements before counting on a start date. Standardized tests are not universal, so verify the published policy of each school rather than assuming a requirement - or an exemption.

What Careers and Salaries Can Online Two-Year Degrees Lead To?

These degrees can support different career goals, but a degree does not guarantee a job or a particular wage. Some fields offer potential entry-level paths after graduation; others are chiefly preparation for further education or a regulated training pathway.

The comparison below separates realistic next steps from occupations that require additional qualifications. The wage shown is a U.S. occupational median for all registered nurses, not an earnings forecast for associate-degree graduates.

Degree directionPotential next stepImportant limitation
BusinessSeek office, bookkeeping, or administrative rolesManagement and accounting careers may require more education or experience
Health informationExplore records or coding rolesEmployers may prefer or require a relevant certification
ITBuild a portfolio and pursue support or technician openingsAdvanced security roles commonly require further experience or education
Associate degree in nursingPursue registered nurse licensure after meeting state requirementsThe U.S. Bureau of Labor Statistics reports a 2024 median annual wage of $93,600 for registered nurses across education and experience levels
Psychology or pre-nursingApply to the next required degree or professional programThe associate degree alone does not qualify someone as a counselor or nurse

For the nursing example, the wage describes the occupation, not what a new graduate should expect to earn. Use local job postings to check education, experience, and credential requirements for roles you would actually apply to.

Which Certifications or Licenses Do Graduates Need for These Careers?

Licenses and certifications are separate from the associate degree. To become a registered nurse, graduates of an eligible nursing program must meet their state board's requirements and pass the NCLEX-RN; a pre-nursing degree does not substitute for a nursing degree. Medical coding credentials generally require a separate exam, and employers may specify which credential they recognize. IT certifications can demonstrate particular skills but are not automatically awarded with an IT degree.

Criminal justice graduates must meet the hiring and training requirements of the specific agency or role they pursue. Independent counseling practice generally requires a qualifying graduate degree, supervised experience, examinations, and state licensure. If that is your long-term goal, assess the bachelor's and graduate pathway early; an easiest online master's degree is not necessarily one that meets counseling licensure rules. Check the relevant state board or certifying organization before selecting an associate program.

How Should Students Choose the Right Online Two-Year Degree Program?

Choose the program that leaves you with the clearest, affordable route to your actual next goal. A low per-credit price matters less if many of your credits apply only as electives. Likewise, a flexible online schedule is less useful if required courses rarely run or a clinical site is unavailable near you.

Before you enroll, request comparable answers from each school. These checks expose the most common costly mistakes:

  • Compare written degree audits: count credits applied to required courses, not merely credits accepted onto a transcript.
  • Compare remaining cost and time: include mandatory fees, residency rates, aid eligibility, course sequencing, and the pace you can sustain.
  • Confirm delivery: identify live sessions, campus visits, labs, proctoring, internships, and clinical placements.
  • Verify the endpoint: check institutional accreditation, bachelor's transfer agreements, or career-specific approval and licensing rules as appropriate.

For students whose goal requires a bachelor's degree, also compare direct bachelor's admission with completing the associate degree first. If you are considering easy bachelor degrees, focus on whether a specific program accepts your credits and meets your career requirements, rather than its perceived difficulty. The next practical step is to request program-specific credit evaluations from a small shortlist and compare the courses each school says you still need.

Other Things You Should Know About

Can I finish an online associate degree in one year if I already have college credit?

Possibly, but only if enough credits satisfy the degree's requirements and the remaining courses are available in a workable sequence. Ask for an individualized degree audit and term-by-term plan.

Do old college credits expire?

Policies vary. General education credits may remain usable, while a school or selective major may impose age limits on science or technical prerequisites. Request an official evaluation.

Is an AA, AS, or AAS best for transferring to a bachelor's degree?

An AA or AS is often transfer-oriented, but the destination university decides how individual courses apply. An AAS can also transfer under some agreements; verify the specific pathway.

Can I complete a nursing associate degree entirely online?

Nursing theory may be online, but supervised clinical training requires in-person participation. Confirm clinical placement, program approval, and state licensing eligibility before applying.

References

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