2026 Cheapest Way to Get a Teaching Credential in Kentucky: Requirements & Certification

by Imed Bouchrika, PhD

Co-Founder and Chief Data Scientist

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Becoming a certified teacher in Kentucky can be affordable, but only if you choose the right route before you start paying for coursework, exams, background checks, and renewal requirements. The cheapest path is not always the shortest path, and the fastest program is not always the one that Kentucky will recognize for certification.

This guide is for future teachers, career changers, out-of-state educators, international applicants, substitute teachers, and private school candidates who want to understand how Kentucky teacher certification works without overspending. You will learn the main certification costs, online and alternative options, out-of-state transfer rules, renewal requirements, salary expectations, job outlook, and practical ways to compare programs before committing your money.

Kentucky ranked 9th in the nation for producing new nationally certified teachers in 2024, which signals continued interest in professional teacher development. For aspiring educators, the key question is not whether there are pathways into teaching, but which pathway meets Kentucky’s requirements at the lowest realistic total cost.

Quick Answer: What Is the Cheapest Way to Get a Teaching Credential in Kentucky?

The cheapest way to become a certified teacher in Kentucky is usually to choose a Kentucky-approved educator preparation program with low tuition, use online or hybrid coursework when appropriate, apply for financial aid, and avoid paying for courses or exams that do not count toward certification. Career changers may also reduce costs through alternative certification routes, while out-of-state teachers with a valid certificate and two years of verified teaching experience may be able to avoid some Kentucky PRAXIS testing requirements.

Before enrolling, confirm that the program is accepted by the Kentucky Education Professional Standards Board (EPSB), ask whether student teaching or field placement is included, and calculate all required expenses—not just tuition.

Key Things You Should Know About the Cheapest Way to Get a Teaching Credential in Kentucky

• Program price varies widely. Compare state-approved educator preparation programs before enrolling, because tuition and fees can differ substantially.
• Out-of-state experience may lower testing costs. Teachers with a valid out-of-state certificate and two years of teaching experience may qualify for relief from certain testing requirements.
• Recent teaching experience matters. If your experience is not recent, you may need graduate coursework or other documentation to meet Kentucky renewal or certification expectations.
• Kentucky certificates are not lifetime credentials. Plan for renewal, professional development, and any continuing education expenses.
• Small fees still affect your total cost. Certification applications, duplicate certificates, fingerprinting, background checks, and exams should all be included in your budget.
• Online does not automatically mean approved. Any online program you choose should be accredited and recognized by Kentucky’s education authorities before you pay tuition.

1. How much does it cost to become a teacher in Kentucky?
2. Can a foreign applicant get a Kentucky teaching license?
3. Can I complete a Kentucky teaching credential online?
4. Can I teach in Kentucky with an out-of-state credential?
5. How many years do Kentucky teachers need to retire?
6. What happens if a Kentucky teaching credential expires?
7. How many credits are usually needed for a Kentucky teaching credential?
8. How much do teachers in Kentucky make?
9. What is the job outlook for teachers in Kentucky?
10. What is the career path for teachers in Kentucky?
11. What are the requirements for a preschool teaching credential in Kentucky?
12. Can creative studies strengthen a teaching career?
13. How do you become a private school teacher in Kentucky?
14. Can history specialization improve a Kentucky teaching career?
15. How do online credential programs compare with traditional options in Kentucky?
16. What specialized certifications can support teacher advancement in Kentucky?
17. What are the specific Kentucky teacher certification requirements?
18. What are the steps to become a high school history teacher in Kentucky?
19. What related careers can teachers consider in Kentucky?
20. Can substitute teaching lead to a full-time teaching career in Kentucky?
21. Is a music teaching credential a worthwhile investment in Kentucky?
22. What financial aid options can help pay for a teaching credential in Kentucky?

How much does it cost to become a teacher in Kentucky?

The cost to become a teacher in Kentucky depends on your starting point. A first-time college student will usually pay more because they need a bachelor’s degree and educator preparation. A career changer who already has a degree may pay less if they qualify for an alternative certification route. A certified teacher moving from another state may have the lowest cost if Kentucky accepts enough of their prior preparation and experience.

The state certification fees themselves are relatively clear, but they are only one part of the total cost. You should also budget for tuition, books, exams, transcript fees, background checks, fingerprinting, travel to field placements, and renewal costs.

To keep costs down, start with a full-cost comparison instead of looking only at tuition. Ask each program for a written estimate that includes required fees, field placement costs, testing, and any technology or online learning charges. If you already hold a license from another state, review whether your prior educator preparation—such as experience from Louisiana teacher education programs—may reduce what you need to complete in Kentucky.

Kentucky’s generally lower cost of living compared with many other states can also matter. Lower housing and daily expenses may make it easier to manage certification costs, especially for candidates completing fieldwork or student teaching while working part time.

Practical ways to reduce Kentucky teacher certification costs

• Choose an approved public institution when it fits your goals. Public programs may be more affordable than private options, especially for in-state students.
• Do not pay for an unapproved program. A low-cost program is expensive if it does not meet Kentucky certification standards.
• Ask about transfer credits. Prior college coursework may reduce the number of credits you need to complete.
• Apply for multiple relevant credentials strategically. If synchronization applies to your situation, it may simplify renewal planning.
• Check testing waiver possibilities. Out-of-state teachers with qualifying experience may be able to avoid some exam costs.
• Use substitute teaching carefully. It can provide income and classroom experience, but it does not replace full certification requirements for public school teaching roles.

The chart below lists the states with the lowest cost of living in 2024, which can significantly lessen the cost of teaching credentials.

Can a foreigner get a Kentucky teaching license?

Yes, an internationally educated applicant can pursue a Kentucky teaching license, but foreign credentials must be evaluated against Kentucky’s standards. The process is not automatic, and the lowest-cost strategy is to verify requirements before paying for additional coursework or exams.

A key requirement is a four-year bachelor’s degree from a teacher preparation program that Kentucky can evaluate. If your degree was earned outside the United States, you will need a course-by-course evaluation from an approved agency. Since evaluation services charge fees, compare approved providers and confirm exactly what type of report Kentucky requires before ordering one.

If your goal is to teach a specific subject, your academic background should match the content area as closely as possible. For example, someone preparing to teach mathematics may want to compare subject preparation options such as the best mathematics degrees if additional study is needed.

The most common mistake international applicants make is paying for random graduate classes before confirming whether those credits will solve the actual certification gap. Start with credential evaluation, then ask Kentucky or the relevant preparation program what is still missing.

Can I get my teaching credential online in Kentucky?

Yes, you can complete parts of the Kentucky teacher certification process online, but the program must be approved by the Kentucky Education Professional Standards Board (EPSB) and must include any required field experience or student teaching. Online coursework alone is not enough if the program does not lead to the appropriate Kentucky certification.

Online programs can be useful for working adults, rural students, military-connected learners, and career changers who cannot relocate for a campus program. However, you still need supervised classroom experience, and that placement usually must be arranged in an approved school setting.

Typical steps for earning a Kentucky teaching credential online

1. Earn or confirm your bachelor’s degree. Kentucky teacher certification generally begins with a bachelor’s degree from an accredited college.
2. Choose an EPSB-approved educator preparation program. Approval matters more than format. A convenient online program is not useful if Kentucky does not recognize it.
3. Complete required coursework. Expect preparation in instructional methods, classroom management, assessment, and subject-specific teaching.
4. Finish field experience or student teaching. Ask how placements are arranged and whether you can complete them near your home.
5. Pass required exams. Praxis exam fees can range from $90 to $209, depending on the test.
6. Apply through the EPSB process. You will need documentation such as transcripts and proof of completed preparation requirements.

Online programs may also offer scholarships, financial aid, payment plans, or transfer-friendly policies. If you are considering graduate-level preparation or career advancement, compare options such as an online master’s in education, but make sure the degree aligns with your certification goal and salary plans.

Can I teach in Kentucky with an out of state credential?

Possibly. Kentucky reviews out-of-state teaching credentials individually rather than simply exchanging another state’s license for a Kentucky certificate. Your prior preparation, certificate status, teaching experience, transcripts, and testing history all matter.

This route can be one of the cheapest options for experienced teachers because you may not need to repeat an entire educator preparation program. However, you should not assume automatic reciprocity. Kentucky may still require documentation, exams, coursework, or other steps.

• Kentucky evaluates each case. The state reviews your preparation and credential history rather than granting automatic approval.
• Your preparation program must be acceptable. A regionally accredited institution or recognized alternative preparation route may support your application.
• Additional requirements may apply. GPA, exams, internships, or other conditions may still be required depending on your record.
• Documentation is essential. Expect to provide official transcripts and proof of your out-of-state certificate, such as a license copy or verification from your prior state.
• Experience can reduce testing costs. Two years of verified teaching experience may allow some applicants to avoid Kentucky PRAXIS tests.
• Test-only credentials are not enough. Kentucky does not recognize certificates earned solely through assessments without meeting preparation standards.

If you need additional coursework, compare low-cost online education programs carefully and ask whether the credits will meet Kentucky requirements before enrolling.

Questions out-of-state teachers should ask before paying for anything

• Will Kentucky recognize my current certificate area and grade level?
• Does my teaching experience qualify for any testing waiver?
• Do I need new coursework, or only documentation?
• Will my prior educator preparation program satisfy Kentucky standards?
• What is the total cost if I must complete exams, background checks, or added credits?

How many years do you have to teach in Kentucky to retire?

Kentucky teacher retirement eligibility depends on the Teachers’ Retirement System of the State of Kentucky (TRS) plan that applies to you. The three categories are TRS 1, TRS 2, and TRS 3, based on when a teacher entered the system.

For full, unreduced retirement, Kentucky teachers can retire at any age after 27 years of service. Another option is retirement at age 60 with at least five years of service.

Reduced retirement is available under certain conditions. TRS 1 and TRS 2 members can retire as early as age 55 with at least five years of service, but benefits are reduced by 5% for each year under age 60 or for having fewer than 27 years of service. TRS 3 members need at least 10 years of service to retire at age 55, and the reduction is 6% for each year under 60 or under 27 years of service.

TRS calculates retirement using years of service, a multiplier, and final average salary. If you expect to stay in education long term, retirement benefits should be part of your return-on-investment calculation—not just starting salary.

Teachers who want to expand their career options while staying in education may also consider adjacent graduate study, such as online MLIS programs, especially if they are interested in school libraries, information literacy, or education technology roles.

The chart below lists the average base salary of teachers according to the number of years of experience they have, as reported by the NCES in 2023.

What happens if my Kentucky teaching credential expires?

If your Kentucky teaching credential expires, you may need to complete a renewal application, pay required fees, and document recent teaching experience or eligible coursework. Do not wait until you are applying for jobs to fix an expired certificate, because processing can take time and missing documents can delay employment.

• Submit the renewal or duplicate application. Kentucky requires the appropriate application and supporting materials.
• Prepare for added fees. An expired credential may require an additional fee on top of the regular renewal cost.
• Verify recent teaching experience. You may need to show at least three years of full-time teaching during the last five years.
• Use coursework if you lack recent teaching experience. Six semester hours from an accredited institution may be an option when recent classroom experience is missing.
• Know graduate coursework rules. For a first renewal, 15 graduate hours may be required. Later renewals may require a master’s degree or completion of Continuing Education Option (CEO) requirements.
• Submit complete documentation. Missing transcripts, employment verification, or payment can slow the process.
• Start early. Renewal is easier when you track deadlines before the certificate expires.

Common renewal mistakes to avoid

A Kentucky teacher who overlooked her renewal deadline described the experience as stressful but fixable. She gathered her records, submitted the renewal application, paid the required fees, and learned to set reminders far in advance. Her main lesson was simple: renewal is cheaper and less disruptive when it is planned, not handled in a panic.

How many units is a Kentucky teaching credential?

Kentucky teacher certification typically begins with a bachelor’s degree, which usually requires about 120 to 128 credit hours. An associate degree, often around 60 to 64 credit hours, can be a useful transfer step, but it does not qualify someone for a standard teaching credential by itself.

A bachelor’s program for future teachers normally includes general education, subject-area preparation, education coursework, classroom methods, child or adolescent development, assessment, and supervised student teaching. The field experience is not an optional add-on; it is central to teacher preparation.

Tuition at Kentucky public universities can range from about $10,000 to $20,000 per year for in-state students, while out-of-state students may pay more. Books, fees, certification exams, transportation, and unpaid student teaching time can also affect affordability.

Alternative certification programs may be more affordable for candidates who already have a bachelor’s degree or relevant professional experience. These routes can have different credit requirements, so compare the total number of credits, tuition per credit, placement support, and testing expectations before enrolling.

For example, a graduate such as Callum from the University of Kentucky might complete courses in child psychology and classroom management before entering student teaching. That combination of theory and practice is what helps new teachers move from coursework into actual classroom decision-making.

How much do teachers in Kentucky make?

The average salary for teachers in Kentucky is around $56,736 a year, but individual pay depends on district salary schedules, years of experience, degree level, certification area, and local demand.

• Experience affects pay. Beginning teachers may earn about $40,000. Teachers with five to ten years of experience commonly earn between $50,000 and $60,000, while teachers with more than 20 years of experience may earn over $70,000.
• Education can raise earnings. A master’s degree or specialist degree may add $5,000 to $10,000 to pay, depending on the salary schedule and district rules.
• High-demand fields may pay more. Special education and STEM specializations may provide an additional 5% to 6% salary increase in some contexts.

How to think about ROI before choosing a program

A low-cost credential is valuable only if it leads to the certificate and job type you want. Compare program cost against likely salary, timeline to employment, unpaid fieldwork requirements, and whether additional graduate study may be needed later for advancement.

• Estimate total program cost. Include tuition, fees, exams, books, transportation, and background checks.
• Review district salary schedules. Salary depends heavily on location and contract rules.
• Ask whether graduate credits count later. Some programs may help you move toward salary advancement if they include eligible graduate coursework.
• Consider shortage or high-need areas carefully. Specializing can improve opportunity, but only if you are willing to teach that subject or population.

What is the job outlook of teachers in Kentucky?

Kentucky’s teacher labor market shows steady need, especially when retirements and career changes are included. As of 2020, about 7,380 middle school teachers worked in Kentucky, and employment is expected to reach about 7,770 by 2030. That represents a 5% increase over the decade.

Kentucky is projected to have around 570 annual openings for middle school teachers over the next ten years. Those openings include both growth and replacement needs as teachers retire, relocate, or move into other careers.

For comparison, the national growth rate for teaching jobs is about 1% from 2022 to 2032. This does not mean every applicant will easily find a job, but it does suggest that qualified Kentucky candidates may see continued demand in the state.

What the outlook means for certification decisions

• Do not choose only the cheapest program. Choose the cheapest approved program that prepares you for real hiring needs.
• Look at subject and grade-level demand. Middle school, special education, STEM, and other areas may differ by district.
• Plan for location flexibility. Rural, suburban, and urban districts may have different hiring needs.
• Use student teaching strategically. Strong field placements can lead to references, district connections, and job leads.

What is the career path of a teacher in Kentucky?

A Kentucky teaching career often begins in a classroom role, but it does not have to stay there. Many teachers start as elementary, middle, or high school educators, then move into specialized instruction, mentoring, curriculum work, department leadership, school administration, or education policy.

One Kentucky teacher described starting with an Elementary Education degree from the University of Kentucky, teaching in a local middle school, and later becoming a lead teacher. His path shows how classroom experience can become the foundation for mentoring newer educators and taking on broader instructional responsibilities.

What are the requirements for pursuing a preschool teaching credential in Kentucky?

Preschool teachers in Kentucky need preparation that focuses on early childhood development, age-appropriate instruction, classroom safety, and developmentally suitable assessment. Candidates should expect an approved early childhood education pathway with supervised experience in settings that serve young children.

Because preschool roles may have different expectations depending on the employer and funding source, verify whether you need a specific early childhood certificate, public school certification, childcare-related credential, or another qualification. For a focused pathway, review how to become a preschool teacher in Kentucky.

Can engaging in creative studies enhance my teaching career?

Creative studies can strengthen teaching when they improve communication, lesson design, storytelling, student engagement, and writing-intensive instruction. This is especially useful for teachers who design interdisciplinary projects, teach language arts, sponsor student publications, or want stronger classroom communication skills.

Creative coursework should still be chosen with purpose. If your primary goal is certification, required educator preparation comes first. If your goal is to broaden your teaching toolkit, writing programs online may help you build skills that support lesson planning, feedback, and student expression.

How to become a private school teacher in Kentucky?

Private school teaching in Kentucky can be a different route from public school teaching because private institutions may set their own hiring standards. Some schools may prefer state-certified teachers, while others may emphasize subject expertise, faith-based alignment, professional experience, or prior work with children.

This flexibility can reduce barriers for some applicants, but it can also create uncertainty. A private school may hire someone without the same public school credential requirements, yet another private school may expect certification, advanced subject knowledge, or classroom experience.

How to improve your chances of being hired by a private school

• Check each school’s specific credential expectations before applying.
• Build a strong subject-area portfolio if you do not hold public school certification.
• Gain classroom experience through substitute teaching, tutoring, youth programs, or student teaching.
• Ask whether the school supports teachers who later pursue certification.
• Clarify salary, benefits, class size, curriculum expectations, and professional development support.

For a more detailed explanation of this route, review the private school teacher requirements in Kentucky.

Is Substitute Teaching a Viable Stepping Stone to a Full-Time Career in Kentucky?

Substitute teaching can be a practical, low-cost way to explore teaching before committing to a full educator preparation program. It gives candidates exposure to classroom routines, district expectations, student behavior, and different grade levels.

Substitute teaching is not the same as full certification, but it can help you make a better decision about whether teaching is the right long-term career. It may also help you build local references and understand which age group or subject area fits you best. To learn more about entering this role, see How to become a substitute teacher?.

What specialized certifications can advance my teaching career in Kentucky?

Specialized certifications can help Kentucky teachers move into higher-need classrooms, deepen subject expertise, and qualify for roles beyond general classroom teaching. The right specialization depends on your interests, district demand, and willingness to complete additional coursework or exams.

For example, a teacher who enjoys quantitative reasoning and middle grades instruction may compare the middle school math teacher requirements in Kentucky to determine whether that path aligns with their background and career goals.

Here’s What Teachers Have to Say About the Cheapest Ways to Get a Teaching Credential in Kentucky

“Kentucky’s alternative certification route made teaching possible for me financially. I completed online coursework while keeping my full-time job, and that flexibility helped me avoid taking on more debt than I could handle. The key was choosing a program that actually met state requirements.” – Leila

“I wanted to become a teacher, but I was worried about loans. Grants covered much of my cost, which changed the decision completely. I still had to budget carefully for fees and paperwork, but financial aid made the credential realistic.” – Emmett

“I started in a program that combined classroom experience with credential preparation. The hands-on practice mattered as much as the lower price because I felt ready when I entered my own classroom.” – Alice

Common Mistakes That Make Kentucky Teacher Certification More Expensive

Key Findings

• The lowest-cost route is usually a state-approved educator preparation program with affordable tuition, clear field placement support, and no unnecessary coursework.
• Out-of-state teachers with a valid certificate and two years of experience may be able to reduce exam costs if Kentucky waives certain testing requirements.
• Kentucky certification includes more than tuition. Budget for the $85 initial certification fee, renewal expenses, exams, background checks, fingerprinting, and documentation.
• Renewal planning matters because Kentucky does not offer lifetime teaching certificates.
• Substitute teaching can be a useful entry point, but it is not a replacement for full public school certification.
• Financial aid, grants, scholarships, transfer credits, and carefully chosen online coursework can reduce the total cost of becoming certified.

Can specializing in history enhance my teaching career in Kentucky?

History specialization can help teachers build stronger content knowledge, design richer lessons, and qualify for roles focused on social studies or historical inquiry. It can also support extracurricular opportunities such as debate, civic education, academic teams, and history-related student projects.

If you want to teach history specifically, review the state pathway for how to become a history teacher in Kentucky before adding coursework. The best specialization is one that fits both your interests and Kentucky’s credential requirements.

How Does an Online Credential Program Compare with Traditional Options in Kentucky?

An online credential program can be a strong option in Kentucky when it is approved, affordable, and able to arrange required field experience. Traditional programs may offer more face-to-face support, while online programs may reduce commuting costs and make certification possible for working adults.

The better choice depends on your schedule, budget, learning style, location, and need for placement support. If you need a deeper comparison of digital routes, review how to become a teacher in Kentucky through an online pathway.

What are the specific Kentucky teacher certification requirements?

Kentucky teacher certification generally requires a recognized bachelor’s degree, approved educator preparation, supervised classroom experience, required exams, background checks, and ongoing renewal. Requirements can vary by grade level, subject area, prior teaching experience, and whether the applicant is coming through a traditional, alternative, out-of-state, or international pathway.

Because the details matter, candidates should verify the exact requirements for their intended certificate before paying tuition or exam fees. For a more complete breakdown, see the guide to Kentucky teacher certification requirements.

What are the essential steps to become a high school history teacher in Kentucky?

Future high school history teachers need both teacher preparation and strong history or social studies content knowledge. The pathway generally includes earning the right degree, completing approved educator preparation, finishing supervised teaching experience, passing required assessments, and applying for the appropriate Kentucky certificate.

High school teaching also requires the ability to teach complex material clearly, manage adolescent classrooms, and connect historical content to civic, cultural, and current contexts. For a targeted route, review how to become a high school history teacher in Kentucky.

What are the related career options for teachers in Kentucky?

A teaching background can lead to careers beyond the classroom. Kentucky educators may move into school administration, curriculum development, instructional coaching, educational research, tutoring, corporate training, nonprofit education programs, or student support services.

One related path is speech-language pathology. This role requires separate preparation and licensure, but it draws on knowledge of communication, development, and learning. If that field interests you, review the pathway for an SLP license in Kentucky.

Can Pursuing a Music Teaching Credential Be a Smart Investment in Kentucky?

A music teaching credential may be worthwhile for educators who want to combine classroom teaching with performance, ensemble direction, music theory, and arts education. It can broaden job options, but it also requires specialized preparation and may involve different performance or subject-area expectations than general education credentials.

Before choosing this route, compare program cost, required field experience, instrument or vocal preparation, and local school demand. Start by reviewing the music teacher education requirements in Kentucky.

Are There Financial Aid Options for Funding a Teaching Credential in Kentucky?

Yes. Prospective Kentucky teachers should look for federal financial aid, institutional scholarships, education-specific grants, district support, and loan forgiveness options when available. The most affordable credential path often combines low tuition with multiple sources of aid.

Ask each program whether aid applies to your specific certification route, especially if you are pursuing alternative certification, graduate coursework, or online study. Early childhood candidates can also review the pathway in How to become a kindergarten teacher in Kentucky?.

Questions to ask before choosing a Kentucky teaching credential program

• Is this program approved for Kentucky teacher certification?
• What certificate area and grade level will I be eligible for after completion?
• What is the total estimated cost, including tuition, exams, books, background checks, and fees?
• Can I use transfer credits or prior graduate credits?
• How are student teaching or field placements arranged?
• What percentage of coursework is online, hybrid, or in person?
• Does the program support financial aid, scholarships, grants, or payment plans?
• Will this program help me meet renewal or salary advancement requirements later?
• If I am out of state or internationally trained, what additional documentation will I need?

Key Insights

• The cheapest Kentucky teaching credential is the least expensive approved route that leads to the exact certificate you need—not simply the program with the lowest advertised tuition.
• Certification costs include more than coursework. Application fees, exam fees, renewal fees, background checks, fingerprinting, and field placement expenses should be part of your budget.
• Online programs can save time and commuting costs, but only if they are accepted by Kentucky and include required classroom experience.
• Out-of-state and experienced teachers may have cost-saving options, especially if prior teaching experience helps reduce testing requirements.
• Renewal planning protects your investment. Kentucky certificates expire, and missed deadlines can create avoidable expenses and employment problems.
• Teacher salaries in Kentucky vary by experience, education level, district, and specialization, so ROI should be calculated using realistic local salary information.
• The smartest next step is to compare approved programs side by side, confirm requirements with Kentucky authorities or program advisors, and choose the path that minimizes both cost and certification risk.

References:

• Kentucky Department of Education. (2024a). Certification. Recruitment and Retention. Kentucky Department of Education.
• Kentucky Department of Education. (2024b). Kentucky Education Facts. Communications. Kentucky Department of Education.
• Kentucky Education Professional Standards Board (EPSB). (2023). Teacher Certification Renewal. Certification Renewal. EPSB.
• National Center for Education Statistics (NCES). (2023). Report on the Condition of Education 2023. NCES.
• O*Net Online. (2024). 25-2022.00 - Middle School Teachers, Except Special and Career/Technical Education. Kentucky Employment Trends. O*Net Online.
• SmartAsset. (2024). Minimum Income Needed to Support Different Family Types by State – 2024 Study. SmartAsset.
• Teach.org. (n.d.). Find Your Teacher Career Path. Teach.org.
• Teachers’ Retirement System of the State of Kentucky (TRS). (2002). TRS 1, TRS 2 and TRS 3 Service Retirement. TRS.