University of Massachusetts-Lowell

What is the cost of studying for a year at University of Massachusetts-Lowell?

UMass Lowell's reported 2025-26 full-time undergraduate tuition and required fees total $16,966 for Massachusetts residents and $37,460 for out-of-state students. These are published charges before grants and scholarships, not what every student ultimately pays.

• Massachusetts undergraduate tuition: $16,246, plus $720 in required fees.
• Out-of-state undergraduate tuition: $35,544, plus $720 in required fees.
• Reported typical room and board: $16,922 for the academic year.
• Reported books and supplies: $1,200; transportation and personal expenses are additional.

Adding those reported tuition, fee, housing, dining, and book figures produces approximately $35,088 for an in-state student living in the priced housing arrangement, or $54,386 for an out-of-state student. Those sums are not complete cost-of-attendance budgets: transportation, personal expenses, program charges, and individual housing choices can change the total. Commuters generally face a different expense pattern.

Financial aid can materially change the price. In the reported aid data, 92% of students received some form of financial aid and 53% had student loans. Average net price also varied substantially with family income; for families earning $0-$48,000, the reported average was $10,199. Averages are not individual aid offers. Eligible students can explore federal and Massachusetts grants, university scholarships, loans, and veterans' education benefits, using the university's financial-aid instructions and required aid application for their entry year.

What are the work-study opportunities at University of Massachusetts-Lowell?

UMass Lowell students can seek part-time jobs as well as career-development opportunities, but Federal Work-Study is not the same as a guaranteed job. Work-Study is need-based federal aid: an eligible student must ordinarily find a qualifying position and earns wages for hours worked, up to the applicable award and employment limits. Other campus jobs may be open without a Work-Study award.

The university's career services include individual and group career planning, résumé help, interview preparation, job listings, employer recruiting, career fairs, and alumni networking opportunities. These services can help students search for internships and post-graduation work; an internship is not a university-wide graduation requirement. Students balancing paid work with classes should check whether a position's hours, location, and eligibility fit their course schedule.