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SUM Bible College and Theological Seminary

#1571 in US ranking El Dorado Hills, CA
Type:
Private not-for-profit
Programs:
4 years or more

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Cost

Cost / year
$27,374
Tuition & fees
$4,800
Avg. aid
$5,208
Receiving aid
55%

Admissions

Acceptance rate
41%

Outcomes

Graduation rate
85%
Median salary
$32,815
1 yr after graduation

What is the cost of studying for a year at SUM Bible College and Theological Seminary?

For 2024-25, reported full-time undergraduate tuition was $9,600, with $860 in required fees, for $10,460 in tuition and mandatory fees. The reported in-state and out-of-state charges were the same. Part-time undergraduate tuition was reported at $300 per credit hour.

Full-time graduate tuition was reported at $5,130, plus $765 in required fees; part-time graduate tuition was $285 per credit hour. These are charges for different enrollment levels and should not be combined into one student's annual estimate. Housing, food, books, transportation, and personal expenses can add substantially to tuition and fees. A reported typical annual room charge was $4,500, but it does not establish a complete room-and-board price.

Published charges are not the same as what a particular student pays after aid. In 2024-25, the reported average net price for students from families earning $0-$48,000 was $22,068. Net price incorporates a broader cost of attendance and subtracts grant aid, which helps explain why it can exceed tuition and fees alone. Actual costs depend on enrollment, living arrangements, and aid eligibility.

Reported financial-aid figures show that 55% of students received aid and 43% had student loans. The average grant award reported for undergraduates who received grant aid was $5,208. Students should review their own aid offer to distinguish grants from loans and determine what remains to be paid; averages are not individual awards.

What are the work-study opportunities at SUM Bible College and Theological Seminary?

Students should distinguish paid employment from academic ministry experience at SUM. A practicum or internship may support a degree without being a paid job, while Federal Work-Study is a need-based aid program under which an eligible student earns wages through an approved position.

Federal Work-Study availability, job openings, and individual eligibility should be confirmed with SUM's financial-aid office rather than inferred from the college's general aid figures. Students looking for work should ask where openings are posted, whether a position is paid through Work-Study or ordinary payroll, and whether its hours can fit their course and ministry commitments. Reported earnings from a job are separate from grants and still depend on hours worked.

SUM Bible College and Theological Seminary Tuition and Fees

In-state tuition & fees
$4,800
Out-of-state tuition & fees
$4,800
Tuition
$4,800

Total Cost

Cost of attendance per year
$27,374
Tuition & fees
$4,800
Housing, food, books & other
$22,574

55% of undergraduates receive aid, $5,208 on average

SUM Bible College and Theological Seminary Cost of Living

Yearly living expenses by where students live

On campus
$12,126
Off campus, not with family
$18,039
Off campus, with family
$2,637

SUM Bible College and Theological Seminary Net Price by Family Income

Average yearly cost after grants, students awarded federal aid

$0–30,000
$21,249
$30,001–48,000
$22,068
$48,001–75,000
$21,807
$75,001–110,000
$23,144
Over $110,000
$17,426

SUM Bible College and Theological Seminary Room and Board Cost

Typical room charge for academic year

$4,500

Total dormitory capacity

8

Institution provide on-campus housing

Yes

SUM Bible College and Theological Seminary Financial Aid

Undergraduate average amount

$5,208

All

$2,680

Students Receiving Financial Aid

Share of undergraduate students
55%

SUM Bible College and Theological Seminary Grants, Loans and Debt

Students receiving Pell Grants
45%
Students with federal loans
43%
Median debt at completion
$21,334

SUM Bible College and Theological Seminary Military and Veterans Benefits

Undergraduate average amount

$9,098

Graduate average amount

$7,508

Data last updated on November 5, 2026

Data sources: IPEDS 2024-25, Peterson 2026, College Scorecard 10/2026, Clery 2024 (2023-24), OpenAlex 2026

Figures on this profile come from federal and third-party datasets in the editions listed above and are refreshed periodically, so they may differ from what the institution currently reports. Confirm costs, deadlines and requirements with the school before making decisions.

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