
For 2024-25, reported full-time undergraduate tuition was $9,600, with $860 in required fees, for $10,460 in tuition and mandatory fees. The reported in-state and out-of-state charges were the same. Part-time undergraduate tuition was reported at $300 per credit hour.
Full-time graduate tuition was reported at $5,130, plus $765 in required fees; part-time graduate tuition was $285 per credit hour. These are charges for different enrollment levels and should not be combined into one student's annual estimate. Housing, food, books, transportation, and personal expenses can add substantially to tuition and fees. A reported typical annual room charge was $4,500, but it does not establish a complete room-and-board price.
Published charges are not the same as what a particular student pays after aid. In 2024-25, the reported average net price for students from families earning $0-$48,000 was $22,068. Net price incorporates a broader cost of attendance and subtracts grant aid, which helps explain why it can exceed tuition and fees alone. Actual costs depend on enrollment, living arrangements, and aid eligibility.
Reported financial-aid figures show that 55% of students received aid and 43% had student loans. The average grant award reported for undergraduates who received grant aid was $5,208. Students should review their own aid offer to distinguish grants from loans and determine what remains to be paid; averages are not individual awards.
Students should distinguish paid employment from academic ministry experience at SUM. A practicum or internship may support a degree without being a paid job, while Federal Work-Study is a need-based aid program under which an eligible student earns wages through an approved position.
Federal Work-Study availability, job openings, and individual eligibility should be confirmed with SUM's financial-aid office rather than inferred from the college's general aid figures. Students looking for work should ask where openings are posted, whether a position is paid through Work-Study or ordinary payroll, and whether its hours can fit their course and ministry commitments. Reported earnings from a job are separate from grants and still depend on hours worked.
55% of undergraduates receive aid, $5,208 on average
Yearly living expenses by where students live
Average yearly cost after grants, students awarded federal aid
Typical room charge for academic year
$4,500Total dormitory capacity
8Institution provide on-campus housing
YesUndergraduate average amount
$5,208All
$2,680Undergraduate average amount
$9,098Graduate average amount
$7,508Data last updated on November 5, 2026
Data sources: IPEDS 2024-25, Peterson 2026, College Scorecard 10/2026, Clery 2024 (2023-24), OpenAlex 2026
Figures on this profile come from federal and third-party datasets in the editions listed above and are refreshed periodically, so they may differ from what the institution currently reports. Confirm costs, deadlines and requirements with the school before making decisions.