


St. Thomas charges private-university tuition rather than separate in-state and out-of-state undergraduate rates. For 2024-25, reported full-time undergraduate tuition was $52,820, with $1,578 in required fees. Published charges are the starting point for a budget, not necessarily what a student will pay after aid.
Those components add to approximately $70,515 before transportation, personal expenses and other individual costs. Because room and board figures and a student's actual housing choice can vary, that sum should not be mistaken for a personalized financial-aid offer or for the university's complete cost-of-attendance budget. Part-time and graduate rates follow different schedules.
Grants can substantially change the amount paid. In 2024-25 aid data, 98% of students received some form of financial aid, while 44% had student loans. The reported average grant award to undergraduate recipients was $33,855; an average award is not an entitlement for every applicant. Reported average net prices also varied by family income: for families with annual income of $48,000 or less, the figure was $26,820. Net price estimates reflect aid and the population used in the calculation, not a quoted price for an individual family.
Eligible students may combine institutional scholarships with federal or Minnesota grants, loans and other assistance. Veterans and eligible dependents may also have education benefits. Applicants should complete the required financial-aid forms and compare an actual aid offer with a budget that includes living, travel and personal costs; a loan reduces an immediate bill but must generally be repaid.
St. Thomas students can seek part-time work through student employment, including positions funded by Federal Work-Study. Work-Study is a need-based federal aid program: receiving an award does not by itself place a student in a job or pay the entire award upfront.
Eligible students generally find and apply for openings, work approved hours and receive wages as they earn them. Campus jobs may be based in offices, libraries or student services; available positions and schedules change. Students who do not qualify for Federal Work-Study may still be eligible for other student jobs. An internship, meanwhile, is primarily an academic or career-development experience and should not be assumed to carry Work-Study funding or a wage.
Applicants interested in working should review their financial-aid offer for Work-Study eligibility and use the university's student-employment listings to check current openings, pay and application steps. Career services can separately help with internships and longer-term job searches.
98% of undergraduates receive aid, $33,855 on average
Yearly living expenses by where students live
Average yearly cost after grants, students awarded federal aid
Typical room charge for academic year
$9,457Typical board charge for academic year
$5,660Total dormitory capacity
2919Institution provide on-campus housing
YesUndergraduate average amount
$33,855All
$35,587Undergraduate average amount
$22,880Graduate average amount
$12,422Data last updated on November 2, 2026
Data sources: IPEDS 2024-25, Peterson 2026, College Scorecard 10/2026, Clery 2024 (2023-24), OpenAlex 2026
Figures on this profile come from federal and third-party datasets in the editions listed above and are refreshed periodically, so they may differ from what the institution currently reports. Confirm costs, deadlines and requirements with the school before making decisions.