
For the 2024-25 academic year, reported full-time tuition and required fees were $2,358 for in-state undergraduates and $8,958 for out-of-state undergraduates. Those figures describe published charges, not an individual student's complete annual cost or final bill after aid.
Students must also budget for books and supplies, transportation, food, housing and personal expenses. Because SMCC has no college-operated housing, living costs depend heavily on a student's circumstances. Course-specific charges can matter too. A financial aid cost-of-attendance budget estimates these broader expenses; it is not the amount the college necessarily charges directly.
IPEDS 2024-25 figures show an average net price of $11,932 for students from families with annual income of $48,000 or less. Net price accounts for grant aid and includes estimated attendance expenses, which is why it can exceed tuition and fees. It is an average for a defined group, not a quote: students should compare their own aid offer and expected living costs with the current tuition schedule.
Eligible students can seek federal grants, scholarships, work-study and loans by completing the Free Application for Federal Student Aid (FAFSA) and any required college steps. Reported aid data show that 77% of students received financial aid, while 8% received student loans. Those shares describe recipients, not the amount any new applicant will qualify for. Students using veteran or military education benefits should confirm that their program and enrollment meet the benefit's rules.
Eligible SMCC students can explore Federal Work-Study as one way to earn wages while enrolled. Work-study is need-based financial aid awarded through the FAFSA process; it is not an automatic job offer or an upfront reduction in tuition.
A student with a work-study award generally must find and perform an eligible job, subject to available positions and award limits. Other campus or nearby part-time jobs may not require work-study eligibility, but they also do not carry its funding designation. Students should check the financial aid office for award conditions and current openings, and use career services when looking for work connected to an academic or occupational goal.
Career support can also be useful to students who are not seeking campus employment. Advising about career direction, help preparing application materials and access to employer opportunities should be distinguished from a verified job placement or earnings outcome.
77% of undergraduates receive aid, $3,916 on average
Yearly living expenses by where students live
Average yearly cost after grants, students awarded federal aid
Institution provide on-campus housing
NoUndergraduate average amount
$3,916All
$5,451Undergraduate average amount
$1,355Data last updated on November 2, 2026
Data sources: IPEDS 2024-25, Peterson 2026, College Scorecard 10/2026, Clery 2024 (2023-24), OpenAlex 2026
Figures on this profile come from federal and third-party datasets in the editions listed above and are refreshed periodically, so they may differ from what the institution currently reports. Confirm costs, deadlines and requirements with the school before making decisions.